Last Updated: [December 4th 2025]
Website: https://olusegunjoseph.com
Business Name: Olusegun Joseph – Financial Security Advisor
1. Educational Purposes Only
The information provided on this website is for general educational and informational purposes only.
Nothing on this site constitutes:
- Financial advice
- Insurance advice
- Investment advice
- Legal advice
- Tax advice
- Personalized recommendations
You should not rely on any information on this site as a substitute for professional financial consultation.
2. No Advisor–Client Relationship
Using this website, reading articles, or contacting us does not create a Financial Advisor–Client relationship.
A formal advisor–client relationship is created only after:
- A personal consultation,
- Completion of required documentation,
- Proper needs analysis,
- And full compliance with licensing and regulatory requirements.
Until then, information on this site should be considered general education, not personalized advice.
3. Accuracy of Information
While we strive to provide accurate and up-to-date information on:
- Life insurance
- Critical illness insurance
- Disability insurance
- Retirement planning
- RRSP, TFSA, RESP
- Investment-related topics
- Wealth building
- Income protection
…we do not guarantee the completeness, accuracy, or reliability of the information.
Insurance products, financial regulations, and tax rules may change at any time.
Always verify details with a licensed professional before making decisions.
4. No Liability
By using this website, you agree that:
✔ You use the information at your own risk.
✔ The owner of this website is not liable for any losses or damages—direct or indirect—resulting from:
- Actions taken based on content
- Misinterpretation of information
- Errors or omissions
- Reliance on third-party sources
- Financial decisions made without proper consultation
5. No Professional Advice
Any examples, scenarios, charts, calculators, or projections provided on this site are for illustration only and do not represent:
- Future performance
- Guaranteed outcomes
- Specific product recommendations
Your personal financial situation is unique and requires a professional assessment.
6. External Links
Our website may include links to external sites for additional resources.
We do not control or guarantee:
- The accuracy of their content
- Their privacy practices
- Their opinions or recommendations
Visiting external websites is entirely at your own risk.
7. Testimonials & Client Experiences
Any testimonials, comments, or reviews shared on this site:
- Represent the personal experiences of specific clients
- Are not guarantees of future results
- Should not be relied upon as predictive of outcomes
Individual experiences may vary.
8. Advertising, Affiliates & Compensation
Some content may include:
- Product references
- Affiliate links
- Promotional materials
If the website receives compensation from affiliate partnerships or referrals, this does not affect the integrity of the content.
We remain committed to providing honest, transparent educational information.
9. Changes to This Disclaimer
We may update this Disclaimer at any time.
Changes will be reflected by the “Last Updated” date above.
10. Contact Information
For questions about this Disclaimer, please contact:
Olusegun Joseph – Financial Security Advisor
Email: hello@olusegunjoseph.com
Phone: 4386869498
Website: https://olusegunjoseph.com