Last Updated: [December 4th 2025]
Website: https://olusegunjoseph.com
Business Name: Olusegun Joseph – Financial Security Advisor
1. Acceptance of Terms
By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions.
If you do not agree with these terms, please discontinue use of the website immediately.
2. Purpose of This Website
This website provides general educational information on topics related to:
- Insurance (Life, Critical Illness, Disability)
- Investment concepts
- Wealth planning
- Retirement planning (RRSP, TFSA, RESP, etc.)
- Financial literacy
- Income protection strategies
It is not intended to replace personalized financial advice.
3. No Financial, Legal, or Tax Advice
Content on this site is for educational purposes only and does not constitute:
- Financial advice
- Insurance recommendations
- Investment guidance
- Tax planning advice
- Legal advice
Before making any financial decisions, consult a licensed professional qualified to assess your individual needs.
4. Use of Website Content
All content on this website—including text, images, articles, branding, and design—is owned by or licensed to Olusegun Joseph unless otherwise stated.
You may NOT:
- Copy, reproduce, or republish the content without permission
- Modify or distribute content for commercial purposes
- Claim content as your own
You may share or quote content only if proper credit and link back to this website are provided.
5. User Responsibilities
By using this website, you agree:
- Not to misuse or damage the website
- Not to interfere with security features
- Not to use the website for unlawful purposes
- Not to attempt unauthorized access to servers or data
You also agree that you are responsible for ensuring that your use of the website complies with all applicable laws in your jurisdiction.
6. Booking Consultations
Booking an appointment through this website does not automatically create an advisor–client relationship.
A formal relationship is established only after:
- A consultation
- Needs analysis
- Required documentation
- Compliance with licensing and regulatory standards
We reserve the right to accept or decline consultation requests.
7. Third-Party Links
Our website may contain links to third-party websites.
We are not responsible for:
- Their content
- Their privacy practices
- Their accuracy
- Any products or services they offer
Visiting third-party websites is done at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law:
❌ We are not liable for:
- Financial losses
- Damages resulting from reliance on website content
- Errors, omissions, or outdated information
- Loss of income or opportunities
- Technical issues or website downtime
You use the website at your own risk.
9. Indemnification
You agree to indemnify and hold harmless:
Olusegun Joseph – Financial Security Advisor,
its employees, agents, partners, and affiliates
…from any claims, damages, or expenses arising out of:
- Your use of the website
- Your violation of these Terms
- Your misuse of website content
10. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.
Please review the Privacy Policy to understand your rights and responsibilities.
11. Changes to Terms & Conditions
We may update these Terms from time to time.
Updates will be shown by the “Last Updated” date at the top of this page.
Continuing to use the website after updates means you accept the revised terms.
12. Governing Law
These Terms & Conditions are governed by the laws of Canada, and any disputes shall be handled in the appropriate jurisdiction.
13. Contact Information
If you have questions about these Terms, contact:
Olusegun Joseph – Financial Security Advisor
Email: hello@olusegunjoseph.com
Phone: 4386869498
Website: https://olusegunjoseph.com